Terms and Conditions

Welcome to the website of WAWLE Group (“Company,” “we,” “us,” or “our”). By accessing or using this website, located at [www.wawlegroup.com] (the “Site”), or engaging with our services, you agree to be bound by these Terms & Conditions. If you do not agree with these terms, you should not use the Site or our services.

1. Scope of Services

WAWLE Group provides a range of professional consulting services, including but not limited to:

• College financial planning (e.g., FAFSA®, CSS Profile®, appeal support)

• Insurance needs assessment and referrals

• Retirement and long-term care strategies

• Tax efficiency and legacy planning

• Business and financial consultation

All services may be subject to a formal service agreement and fee structure.

2. Consultations and Service Engagement

• A consultation does not establish a client–advisor relationship unless a written agreement is signed.

• Certain services (e.g., FAFSA support) may be performance-based and involve deposits and final payments.

• Renewal services (e.g., for FAFSA Year 2–4) are not guaranteed and must be requested annually by the client.

• Fees are disclosed in advance; non-refundable deposits apply where specified.

3. Use of Website Content

The content provided on this Site is for informational purposes only. It is not intended as professional financial, tax, legal, or insurance advice. WAWLE does not guarantee the completeness, accuracy, or timeliness of the content.

You agree not to copy, reproduce, or distribute any content on the Site without express written permission.

4. User Responsibilities

When using this Site or our services, you agree:

• To provide accurate and truthful information

• Not to misuse or interfere with the website’s operations

• Not to transmit any malicious or unlawful content

• To abide by all applicable laws and regulations

5. No Guarantees

While we aim to deliver high-quality outcomes, WAWLE does not guarantee specific results, such as:

• Financial aid awards or funding amounts

• Insurance approvals or policy benefits

• Tax savings, legal outcomes, or investment performance

All final decisions rest with external entities (e.g., schools, government agencies, insurers).

6. Third-Party Links and Services

Our Site may include links to third-party websites or tools. WAWLE is not responsible for the content, availability, or privacy practices of these external sites or providers. Any third-party services or products are used at your own risk.

7. Privacy and Data Use

Your use of this Site is also governed by our Privacy Policy and Cookies Policy, which detail how we collect, use, and protect personal data, including sensitive information submitted for our consulting services.

8. Intellectual Property

All content on this Site, including text, graphics, logos, and service descriptions, is the property of WAWLE Group and is protected under applicable intellectual property laws.

9. Limitation of Liability

WAWLE Group shall not be held liable for:

• Any indirect, incidental, or consequential damages

• Any losses resulting from reliance on information or consulting services

• Any delays, disruptions, or technical issues related to Site functionality or third-party systems

10. Indemnification

You agree to indemnify and hold harmless WAWLE Group and its employees, agents, and partners from any claims, losses, damages, or expenses arising from your violation of these terms or misuse of our services.

11. Modifications

We reserve the right to modify or update these Terms & Conditions at any time. Revisions will be posted on this page with a new effective date. Continued use of our Site or services after such changes constitutes your acceptance of the updated terms.

12. Governing Law

These Terms are governed by the laws of the State of California, without regard to its conflict of law principles. Any legal action must be brought in a court located within that state.

13. Contact Us

If you have any questions about these Terms & Conditions, please contact us at: legal@WAWLEGroup.com